Loudoun County employees enjoy generous dental coverage, both in and out-of-network, through Delta Dental of Virginia. Delta Dental pays benefits based upon the type of services received. Out-of-network coinsurance is payable based on reasonable and customary charges. The costs of preventive and diagnostic services are not applied toward the deductible or annual maximum benefit.
|Cost||In-Network Benefits||Out-of-Network Benefits|
|Annual Deductible||$50 individual / $150 family||$50 individual / $150 family|
|Coinsurance: Basic||80% after deductible||60% after deductible|
|Coinsurance: Major||80% after deductible||50% after deductible|
|Annual Benefit Maximum||$1,250 per individual||$1,250 per individual|
|Orthodontia Lifetime Maximum||$1,000||$1,000|
Another added benefit for Loudoun County employees is comprehensive vision coverage (both in and out-of-network) through Davis Vision.
Coverage for eye exams and spectacle lenses, and contact lenses in lieu of eyeglasses, are available once every 12 months. Coverage for frames is available once every 24 months. Each of these services / materials is generally available with a $15 co-pay. Out-of-network services are reimbursable based on the plan allowance for the type of services received. Optional items, including specialty lens types or coatings, are available for an additional cost.