The Federal Housing Administration has extended its moratorium on evictions for foreclosed borrowers and their occupants through September 30, 2021.
The U.S. Department of Agriculture (USDA) has extended through September 30, 2021 the eviction moratorium for homeowners of properties financed or guaranteed by USDA.
If you are unable to pay your mortgage or are in danger of foreclosing on your home, call the loss mitigation department at your mortgage company. They may be able to help you with loan modification or a repayment and forbearance plan. Consider these resources.
- Visit the U.S. Department of Housing and Urban Development (HUD) resource page for homeowners or find a HUD-approved Housing Counseling Agency.
- Visit Virginia Housing’s foreclosure prevention resource page.
- Visit the Consumer Financial Protection Bureau resource page for homeowners.
- HOME, a HUD-approved housing counseling agency in Richmond, offers state-wide assistance and materials to help understand steps to take to prevent foreclosure. Call 804-354-0641 or email.
- Legal Aid answers typical questions about foreclosure.
- Review additional Financial Education and Credit Counseling Resources (PDF).
If you need additional assistance, call the Loudoun County Information and Referral Program at 703-777-0420.
Foreclosure Rescue Scams
If you or someone you know has been contacted by a "rescuer" or has been a victim, contact a HUD-approved Housing Counseling Agency, the Consumer Protection Section of the Virginia Office of the Attorney General, or local law enforcement - the Loudoun County Sheriff’s Office or the appropriate Town police department.
View HUD’s Fraud Prevention Tips for Homeowners (PDF).