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Open Enrollment
Open Enrollment 2023: November 1-30, 2022
Your health plan elections will be effective January 1, 2023.
What is Open Enrollment?
Open Enrollment is the time of year for you to review your health care needs and consider whether you have selected the right health care coverage for yourself and family (if applicable).
During Open Enrollment you can:
- Enroll in or drop a County-Sponsored Health Plan
- Change Your Health Plan Option
- Add or Drop Dependents
- Make 2023 FSA Elections (re-enrollment required every year)
Passive Enrollment
This year’s health plan open enrollment will be a passive enrollment which means no action is required if you do not want to make any changes to your current health plan elections. Your current coverage will continue for Plan Year 2023. However, flexible spending accounts must be elected each year.
Get Started
Review the plan information below then visit myLoudoun (Oracle) to make your elections.
- Oracle Self-Service (myLoudoun)
- 2023 Health Plan Rates & Comparison
- Cigna High Deductible Health Plans
- 2023 Flexible Spending Accounts
- Long Term Disability Buy-Up
2023 Health Plan Rates
Compare Health Plans
Enter the following codes if you work:
- 30+ hours per week: EMNHEN2Z
- 20-29 hours per week: NELMCG3T
Dental and Vision Plans
Price Covered Prescriptions
Price a covered prescription through Express Scripts or call their customer service at 800-887-6197 for enrollment questions.
Cigna Dedicated Open Enrollment Help Line
Call a Cigna One Guide representative during open enrollment to get personalized, useful guidance at 888-806-5042
Cigna High Deductible Health Plans
Learn the difference between a HRA and HSA.
| 2023 HSA Annual IRS Limits | |||
|---|---|---|---|
| Coverage Level | IRS Annual Limit | Employer Contribution FT / PT* | Maximum Employee Annual Limit FT / PT* |
| Individual | $3,850 | $1000 / $482* | $2,850/$3,368* |
| Family | $7,750 | $2,000 / $910* | $5,750/$,6840* |
| Age 55 Catch-up | $1,000 | ||
HSA contributions can be updated once a month.
2023 Flexible Spending Accounts
Action is required. You must re-enroll online via myLoudoun to continue your Health Care or Dependent Care Flexible Spending Account (FSA) for Plan Year 2023. The maximum annual contributions for Plan Year 2023 are:
- Health Care: $3,050
- Dependent Care: $5,000
Flexible Spending Accounts (FSA) are administered by Flexible Benefit Administrators, Inc.
Long Term Disability Buy-Up
Take advantage of lower rates to purchase additional long term disability coverage. You can estimate your biweekly premium by using the LTD Buy Up calculation (PDF). If you are a VRS Plan 1 or VRS Plan 2 employee and wish to enroll and are outside of the 31 days from date of hire, please apply and complete the Medical History Questionnaire. This plan is administered by The Standard.
Open Enrollment Meetings
Thursday, November 10
Virtual Meeting
12 p.m. – 1 p.m. Open Enrollment Meeting
1 p.m. – 2 p.m. Benefits Vendors Meet and Greet
In-person Open Enrollment Assistance
Speak with a Benefits Specialist at the Government Center.
- November 10 from 10:00 a.m. - 12:00 p.m., Potomac Room
- November 30 from 10:00 a.m. - 2:00 p.m., Dulles Room
CIGNA Care Advocate
Loudoun County and CIGNA offer a Care Advocate who will meet with you virtually to assist with your medical benefits questions, explain medical claim processing and can provide other services and resources available through the Cigna medical plan.
Schedule an appointment with Cigna’s Care Advocate on Mondays in November between 10 a.m. and 2 p.m. by sending an email.
Resources
- Fall 2022 Open Enrollment Newsletter (PDF)
- Privacy Notice and Other Legally Required Notices
- Instructions: Accessing Employee Self Service (video)
Questions
Call the Benefits Help Line at 703-777-0517 or email us.