- Home
- Departments & Offices
- Human Resources
- Employee Benefits
- Open Enrollment
Open Enrollment
Open Enrollment has ended for 2020. Your health plan election will be effective January 1, 2021.
What is Open Enrollment?
Open Enrollment is the time of year for you to review your health care needs and consider whether you have selected the right health care coverage for yourself and family (if applicable).
During Open Enrollment you can:
- Enroll in or drop a County-Sponsored Health Plan
- Change Your Health Plan Option
- Add or Drop Dependents
- Make 2021 FSA Elections (re-enrollment required every year)
Passive Enrollment
This year’s health plan open enrollment will be a passive enrollment which means no action is required if you do not want to make any changes to your current health plan elections. Your current coverage will continue for Plan Year 2021. However, flexible spending accounts must be elected each year.
Get Started
Review the plan information below then visit myLoudoun (Oracle) to start make your elections.
- 2021 Health Plan Rates & Comparison
- Cigna High Deductible Health Plans
- 2021 Flexible Spending Accounts
- Long Term Disability Buy-Up
2021 Health Plan Rates
Compare Health Plans
Enter the following codes if you work:
- 30+ hours per week: MJQRF3N7
- 20-29 hours per week: JU3KC6J6
Dental and Vision Plans
Price Covered Prescriptions
Contact Express Scripts Customer Service at 800-887-6197 for enrollment questions and to price a covered drug.
Cigna High Deductible Health Plans
Learn the difference between a HRA and HSA.
| 2021 HSA Annual IRS Limits | |||
|---|---|---|---|
| Coverage Level | IRS Annual Limit | Employer Contribution FT / PT* | Maximum Employee Annual Limit FT / PT* |
| Individual | $3,600 | $1000 / $482* | $2,600 / $3,118* |
| Family | $7,200 | $2,000 / $910* | $5,200 / $6,290* |
| Age 55 Catch-up | $1,000 | ||
HSA contributions can be updated once a month.
2021 Flexible Spending Accounts
Action is required. You must re-enroll online via myLoudoun to continue your Health Care or Dependent Care Flexible Spending Account (FSA) for Plan Year 2021. The maximum annual contributions for Plan Year 2021 are:
- Health Care: $2,750
- Dependent Care: $5,000
Flexible Spending Accounts (FSA) are administered by Flexible Benefit Administrators, Inc.
Long Term Disability Buy-Up
Long Term Disability Buy-Up rates will change to a lower rate effective January 1, 2021. If you are currently enrolled, estimate your 2021 biweekly premium by using the LTD Buy Up calculation (PDF) or log into myLoudoun beginning November 2 to see your new rate. If you are a VRS Plan 1 or VRS Plan 2 employee and wish to enroll and are outside of the 31 days from date of hire, please apply and complete the Medical History Questionnaire,. This plan is administered by The Standard.
Open Enrollment Virtual Meetings
Click on the date below for the link to join the meeting.
You can also call in: 1-646-749-3122, Access Code: 606-251-533
Can't make a meeting? View a recorded meeting and documents.
CIGNA Care Advocate
Loudoun County and CIGNA offer a Care Advocate who will meet with you virtually to assist with your medical benefits questions, explain medical claim processing and can provide other services and resources available through the Cigna medical plan.
Schedule an appointment with Cigna’s Care Advocate on Mondays in November between 10 a.m. and 2 p.m. Sign up here.
If you have questions regarding your Cigna plan, email or call 703-777-0517.
Resources
- YES Bulletin (PDF)
- Open Enrollment Mailer (PDF)
- Privacy Notice and Other Legally Required Notices
- Instructions: Accessing Employee Self Service (video)
Questions
Call the Benefits Help Line at 703-777-0517 or email us.