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Posted on: November 30, 2017

Loudoun County Home Improvement Programs Offer Help with Winterizing Homes

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With winter approaching, Loudoun County officials remind residents that the county offers home improvement and repair programs that can help qualified homeowners prepare for cold weather. The programs can help make homes more energy efficient through weatherization repairs such as installing a new heating, ventilation, and air conditioning (HVAC) unit, a new roof or new windows. 

Repairs and renovations also may include correcting code violations, addressing health and safety issues, making repairs to plumbing, electrical, and HVAC systems, and interior and exterior components. All work is performed by licensed, bonded and insured contractors.

The programs are: 
  • The Emergency Home Repair and Accessibility Grant Program (EHRA). The program assists homeowners who are at least 62 years old and/or have a household member with a disability. EHRA is available countywide to homeowners with income that is at/or below 50% percent of the Area Median Income (AMI).  Fifty percent of the AMI for a family of four is currently $55,150. The EHRA grant is forgivable.

  • The Loudoun County Home Improvement Program (LCHIP). The program provides loans to renovate and repair the primary residence of low-to-moderate income homeowners. Eligibility for the program is determined by income, and loans are awarded based on credit worthiness. Household income must be below 80% of the AMI. Eighty percent of the AMI for a family of four is currently $88,250. The LCHIP loan has a ten-year term and may be forgivable and/or interest free.

  • The Loudoun County Home Revitalization Program (LCHRP). The program serves homeowners in neighborhoods east of Route 15. Eligibility for the program is determined by income, and loans are awarded based on credit worthiness. Household income must be below 100% of AMI.  One-hundred percent of the AMI for a family of four is currently $110,300. The LCHRP loan has a 10- or 20-year term with a 0 to 4% interest rate.
More information about the programs, including income charts used to determine eligibility, is available at www.loudoun.gov/homeimprovement or by calling Robert McCarthy of the Loudoun County Department of Family Services at 703-777-0353.

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