This occurs when the credit card or credit card numbers are used fraudulently without the consent of the cardholder.
If you discover fraudulent transactions on your credit card account, and you still have possession of your credit card, then you may likely be the victim of an Identity Theft. To learn more about Identity Theft, please visit the Identity Theft FAQs.
Please keep copies of all transactions showing the fraudulent transactions. If someone signed a credit card receipt in your name, then they may also be committing a separate offense called Credit Card Forgery.
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In its basic terms, credit card theft involves obtaining or taking credit card(s) or credit card numbers of another with the intent to use them fraudulently.
Some recent examples include:
When you give someone your credit card to use, and they charge more than what you allowed them to use, then this may not be a crime. Many credit card user agreements explain that when you authorize someone to use your card, then they become an “authorized user.”