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Identity theft occurs when someone steals your personal information and uses it for financial gain. Personal information may include your social security number, date of birth, credit / debit card numbers, or bank account numbers.
Yes. Police reports often assist other agencies with repairing damaged credit. Generally speaking, the police report should be filed with the jurisdiction where the charges or accounts were generated. If you are a Loudoun County resident, you may file a report here, even if your information was not used in the County. The law does allow for either jurisdiction to investigate and prosecute the offenders if captured, however, investigation leads are easier to advance with the jurisdiction where the offense occurred.
The Commonwealth of Virginia, Office of the Attorney General, has put together an informational booklet to assist victims of Identity Theft. The booklet contains a wealth of information which includes helpful advice to avoid falling victim to identity theft as well as providing victims with information on the specific steps they can take when they become a victim of identity theft.