Homebuyer Information Guide: Homeowners Associations
Some developments have a homeowners association (HOA). An HOA is an affiliation of homeowners in a development that oversees the enforcement of private covenants - deed restrictions that apply to a group of homes or lots.
In some instances, HOAs also maintain private streets and common areas, such as pools, playgrounds, landscaping, and parking lots. The fees vary between communities and increase periodically. As you plan your budget, you will want to determine the current fee and you may want to find out the frequency of past increases.
Most streets in Loudoun County are maintained by the Virginia Department of Transportation (VDOT) or by the Towns if the road is located within their jurisdiction. However, if streets within a development are private, property owners within the development own the streets, usually as part of a homeowners association. HOAs usually hire a private contractor to plow and maintain the streets. When private streets need to be maintained or replaced, it is the responsibility of the homeowners or HOA to do that work. You may contact VDOT if you are not sure if a street is private or further information on streets in general is needed.
It is important to request and read the HOA covenants associated with a community. It is also important to determine whether they have been filed at the Loudoun County Courthouse. Until such filing, they cannot be enforced.
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