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Retiree Benefits
Information for Loudoun County Government Retirees
Welcome to the Loudoun County Retiree Information Center, an online central location where retirees can obtain information about their benefits and related issues. To view the documents posted on this page, you will need Adobe Reader, which may be downloaded here free. We will update this webpage periodically with important information and announcements, so please check back often.

Important News

The NEW Benefits "W-2" and What You Need to Knownew
The Affordable Care Act of 2010 requires most US citizens to have health insurance or pay an additional tax. To support this new requirement, the law also requires employers to issue Form 1095 to employees enrolled or eligible to enroll in the employer-sponsored health plan, and COBRA beneficiaries and non-Medicare eligible retirees enrolled in the employer-sponsored retiree health plan. In accordance with regulations issued on December 28, 2015, this form must be provided to individuals no later than March 31, 2016.

You do not need to include this form with your 2015 Form 1040 Federal tax return. The 2015 form is for informational purposes only. However, it is important that you retain the form with your 2015 tax filing records in order to comply with relevant tax laws and regulations. The information included on the form will be reported by Loudoun County Government to the Internal Revenue Service as required by law.

What are My Vision Benefits? new
That answer depends on if you are eligible or not eligible for Medicare.  For all Pre-65 retirees and their eligible dependents in the Cigna Point of Service or Cigna Open Access Plus health plans, your vision benefit is with Davis Vision.  Comprehensive annual eye exam is covered at 100% after a $15 copay with an in-network provider.  For a complete summary of the plan, click here.  Provide your Davis Vision member ID card to your vision provider.  

If you or eligible dependents are enrolled in the Post-65 Cigna Medicare Surround plan, then your vision benefits are included in your Cigna Medicare Surround plan.  Comprehensive annual eye exam is covered at 100% after a $30 copay.  For a complete summary of the vision benefits, click here.  Provide your Cigna Medicare Surround Insurance card to your vision provider.  Please remember to provide your vision provider with your new insurance card if you transition from the Pre-65 to the Post 65 Cigna Medicare Surround Plan.  This ensures claims are processed accurately and timely.

Retiree Open Enrollment Resources

Dental Care After Retirement
If you are about to retire or already are enjoying your golden years, good for you. A flexible schedule that includes more leisure time is one of the great incentives of retirement years.

But one thing that you shouldn't retire is your good oral health care routine. In fact, oral health should become a bit more of a priority for older people because some issues can become a greater problem as we age. Read on for more information...

Recent Communication from Express-Scripts
Recently letters were mailed to some employees and retirees from Express-Scripts about an enhancement to programs currently in place.  These programs help to ensure that the safest, most cost-effective medication is chosen, and that dispensing quantities are within FDA-approved dosage guidelines and other supportive evidence.  This is a safety precaution to alert you that you can have an educated discussion with your physician about your medication.  Your physician is the expert in diagnosing your symptoms.  Express-Scripts is a partner in your health by providing expertise when it comes to your prescription medications.  Helping your physician to select the right drug in the right amount for you.

If you received one of these letters, please read it carefully.  The changes become effective January 1, 2015.  You may need to contact your prescribing physician to discuss your alternatives.  Your physician may also need to contact Express-Scripts to request an override for you.  To request a prior authorization, your physician should call into the Express-Scripts Physician Prior-Authorization Line at 800-453-2851 after January 1, 2015 when the changes have been updated in their system.  You are encouraged to obtain a refill before December 31, 2014 to allow adequate time to work through the process.  If you have any questions, call Express-Scripts Customer Service, 800-887-6197.

Open Enrollment Materials:

Retiree Health Plan Change 
Effective July 1, 2014, Loudoun County introduced CIGNA MEDICARE SURROUND® and CIGNA MEDICARE RX® as our new health and pharmacy plan for Medicare eligible retirees and their eligible dependents. The CIGNA MEDICARE SURROUND® incorporates medical benefits that supplement Medicare and along with CIGNA MEDICARE RX® is very similar to the previous Humana plan.

Key Points of Interest
  1. You will be able to see any provider and access any facility that accepts Medicare.
  2. The amount pay in monthly premium for your health plan coverage will not change for the remainder of 2014.
  3. Your dental benefits remain unchanged through Delta Dental of Virginia.

If you missed the live presentation of the Retiree Health Plan Changes for the Post-65 retiree group, you can watch the replay by clicking here and to just read through the slides from the presentation click here.

Questions? Click here for the answers to frequently asked questions regarding the plan change.

Important Notices

Whom to Contact

Loudoun County Government Benefits Office

Please contact us with any questions by sending an email or calling the Benefits Help Line, 703-777-0517.

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